Marin Mommies presents another guest article by Marin mom and financial planner Katy Song, CFP®.
As a financial planner, I do a lot of “planning” for my clients all year long. Over the years I have learned what works and doesn’t work for making meaningful changes that stick. For example, cutting things out cold turkey doesn’t work. Long-lasting meaningful change needs to be progressive, which means you first need to learn to crawl, then walk, then run.
Whether your resolutions are financial or not, to ensure success in keeping these resolutions you need to plan ahead (before January 1st is optimal) and create steps that progress so that you build on your success over time to accomplish a larger goal. It is positive momentum from these successes that is going to help you stick with your resolutions throughout the year.
Here are some easy steps to get your progressive resolution plan in place: